

Hencoz Financial Services
Insurance advising
I help women, families and small business owners who want to know how they’d manage financially if they couldn’t work, and whether they’re on track for the future they want.
Having insurance doesn’t always mean you know what it covers, and having KiwiSaver doesn’t mean it suits your plans. I help you work out where you stand, what’s missing and what needs to change.
I’ve been on the other side of these decisions too, needing to protect my family and plan for our future. As a business owner, wife and mum, these things matter to me personally. I take time to understand where you’re at and what matters to you before we even talk about products.
At Hencoz Financial Services, we know insurance isn’t one size fits all. What’s right for you depends on your family, your work, your financial commitments and your budget. We provide advice on life, health, income and mortgage protection, trauma and total permanent disability cover, recommending cover that suits your circumstances. We also provide KiwiSaver advice, helping you choose a provider and fund that fit your goals, whether you’re buying your first home or planning for retirement.
Life insurance Health insurance Income protection Mortgage protection Trauma cover Total permanent disability cover Insurance reviews KiwiSaver reviews and advice ACC CoverPlus Extra advice for self-employed business owners Financial wellness talks and workshops for workplaces and community groups