Loan Market - Designer Mortgages
Michelle Isemonger
Mortgage advising
Lending advice for where you are - and where you’re going.
Who I help
I help first-home buyers, homeowners, property investors and business owners with residential, investment, commercial and business lending.
The problem I solve
I make complex lending decisions easier — helping clients understand their options, structure their finance effectively and navigate the lending process with confidence.
My point of difference
I take a strategic, long-term approach to lending. I look beyond the immediate loan to understand the bigger picture, working with clients and lenders to create finance solutions that support their next move as well as their current goals helping clients reach financial freedom
About
I provide tailored lending and financial advice to individuals, property investors and business owners. I work with clients across residential, investment, commercial and business lending, helping them navigate lending options, structure finance effectively and plan for their next stage of growth.
Products and services
Home lending – first-home buyers, refinancing, restructuring and property purchases Property investment lending – finance for investors, portfolio growth and investment property purchases Commercial lending – commercial property purchases, refinancing and development finance Business lending – business acquisitions, expansion, working capital and other business finance needs Loan restructuring & refinancing – reviewing existing lending to ensure it remains aligned with changing goals and circumstances Lending strategy – working through the bigger picture to determine the right structure, lender and approach for each client
Why I am a member
Being part of NZ Businesswomen connects me with inspiring female leaders, offers valuable professional development, and empowers me to grow both personally and in my business — all within a supportive community that champions women’s success in New Zealand.
Testimonials
“This is our second time working with Michelle and the team @Loan Market. The level of expertise, service and advice provided is outstanding. We will definitely seek their help again.” — Daniela D. “Michelle, Luke, and the entire team were incredibly helpful throughout our home buying journey — from getting pre-approved to settlement.” — Tomoya W. “Michelle and the team provided fantastic advice and great service to date. Highly recommend!” — Aliénor I. “Michelle & Luke are fantastic to deal with, they made the process so easy, and did us a massive favour in getting our application through quickly.” — Stacey L.
Latest news
Off the back of the 2025 international Loan Market awards, our business proudly placed 3rd internationally, and I personally ranked 10th internationally. It’s been an incredible year, and I’m grateful for the opportunity to keep delivering outstanding service to my clients.
Skills
- Auctions
- Body corporate
- Business & commercial lending
- Debt consolidation
- First home buyers
- Home loans
- Lifestyle & rural property
- Newcomers to NZ
- Refinancing & restructuring
- Rental & investment property