Birdie Financial
Lucy Mitchell
Mortgage advising
Helping you get your finances tee'd up.
Who I help
I specialise in helping first-home buyers overcome the stress of entering the market and get purchase ready. I particularly help those who have previously been turned away or told "no." Having bought my first home before 30, I understand the anxiety that comes with taking this step. I provide clear, grounded guidance and structure tailored loan solutions to turn help Kiwis into their first home.
The problem I solve
I bridge the gap between wanting your first home and actually being ready to buy it. I solve the confusion and paralysis of the home-buying process. By creating clear action plans and replacing anxiety with strategy, I remove the stress so first-home buyers can step into the market with absolute clarity and confidence.
My point of difference
My true point of difference is that I actively help you get purchase-ready, even if you've faced a bank refusal in the past. Rather than just crunching numbers, I partner with you to create a strategic plan so you can take that first step with total confidence.
About
I am a mortgage advisor contracted with Birdie Financial since June 2025. At Birdie, we focus on simplifying the intricacies of lending, handling the heavy lifting so our clients can skip the stress. I have experience in off-the-plan and turn-key applications, and I have a real soft spot for helping first-home buyers taking that first step into the market.
Products and services
I specialise in residential lending for homeowners and property investors, financial preparation and tailored loan structuring. I work closely with clients to get them purchase-ready and design mortgage strategies built around their specific financial goals.