

Mike Wong Financial Services Limited
Mortgage advising
From Your First Key to What’s Next.
I’m a driven mortgage adviser passionate about helping Kiwis from all walks of life navigate their financial journey with confidence.
I help Kiwis at all stages of their financial journey — from first-home buyers taking their first step onto the property ladder, through to homeowners, investors and business owners looking to grow and make the most of their financial opportunities. Whether you’re buying your first home, refinancing, investing in property, purchasing a business or planning for succession, I provide tailored mortgage advice designed around your circumstances and long-term goals.
Getting finance shouldn’t feel complicated. I take the hassle out of the mortgage process by doing the legwork for you — understanding your situation, navigating the banks, comparing your options and managing the process through to settlement. My goal is simple: less stress, less uncertainty and a smoother path to achieving your financial goals.
My point of difference is my genuine focus on the next generation of homeowners, business owners and wealth builders. Whether you’re taking your first step onto the property ladder, planning for business succession, or working towards your wider financial goals, I take the time to understand where you’re coming from and where you want to go. I believe mortgage advice should be more than simply finding a loan. It’s about building meaningful relationships, understanding your bigger picture, creating a clear strategy, and helping you make informed decisions that support your goals today and into the future.
I specialise in helping first-home buyers navigate the journey into home ownership. I take the stress and complexity out of the mortgage process by simplifying their options, handling the legwork and providing clear guidance from application through to settlement. My goal is to make buying a first home feel less overwhelming and give clients confidence in their financial decisions.
Using a trusted adviser makes the process simpler, easier and less stressful by doing the legwork for you. I help you understand your borrowing options, navigate the banks and paperwork, and structure your lending around your goals — giving you clarity and confidence from application through to settlement.
My clients avoid the stress and confusion of navigating the mortgage process on their own. I help them avoid wasting time, approaching the wrong lenders, misunderstanding lending requirements, missing important details, and feeling overwhelmed by paperwork and financial jargon. Instead, they have a clear plan, expert guidance and someone managing the process with them from start to finish.
We are a family owned and operated, father and daughter duo in Lower Hutt who help Kiwi's get the finance to make their dreams come true. MWFS are a member of the largest financial group in New Zealand, NZFSG*, which gives us access to over 1200 advisers across the country. All of whom share their knowledge and expertise among other members. This affiliation gives us more options and contacts with leading institutions to provide a tailored financial service. This combined with myself and Mike's 45+ years of combined experience means your clients are truly are in good hands.
Come to us for Home loans, Investment loans, Business loans, Construction and Development loans and Asset Finance. We find a finance option that is tailored to your clients individual needs, and not a one size fits all approach.
I joined the NZBW Network to align myself with other like minded women in business to build trusting relationships, learn, grow and uplift each other for my personal and professional development.
A friendly, honest and kind personality.
"Kirsten ensures that the 'i' s have been dotted and the 't's have been crossed. Communicating really well, she provides accurate technical lending advice and is easy to talk to. Mike Wong Financial Services go over and above the level of service offered to me by any other mortgage/finance broker." “In regards to my loan, Kirsten and Mike worked promptly in ensuring that the settlement date was reached. They worked efficiently and to detail clarifying any questions that I had. They were superb in their advice and pointed me in the right direction.“ "Mike and Kirsten have been such a blessing during one of the most stressful processes we've experienced. They are always quick to respond to any email or call and are true professionals in the industry. They've supported us through every step and we are thankful we chose them for one of the most important decisions we've made."
An invitation
Ready to take the first step? Let’s chat and create a plan for your future.