NZHL Harbour City
Karen Smart
Mortgage advising
Financial Freedom Faster
Have a Mortgage and a Life!! I can show you how to pay off your home loan with smart structure while living the life you choose
Who I help
I help people achieve their financial goals. I can assist you with buying your first home, your investment property, or refinancing your home loan to our smarter home loan structure.
The problem I solve
I help you know and understand your income and expenses and therefore your affordability for your plans in your home loan journey
My point of difference
Be debt free faster and create wealth
My niche market
Those who need assistance in the Home Loan Journey. Purchasing your first home or next home, holiday home or investment property. OR refinancing to be debt free faster
Key benefits
Financial coaching and repaying your loan using our monitoring tools. As a new client a 2-4-and-12-month review and then annually to keep you on track
Problems my clients avoid
A 30-year mortgage that takes 30 plus years to repay.
About
I am a Financial Advisor with my own NZHL franchise based in the Hutt Valley servicing the Hutt and wider Wellington Region. I joined NZHL in 2007 and brought my NZHL business in 2012 and joined NZBW.
Products and services
High Touch Personal Service Model offering relationship-based services to put Kiwis in a better financial position. Purchasing your first home, next home, investment property, downsizing, or upsizing. Building your own home Using your equity for Renovations, home improvements or holidays or ..
Why I am a member
To grow my business to grow myself in a supportive network
An offer for you
No application fee of $400 for NZBW members or their immediate family (partner or sibling)
Testimonials
See www.nzhl.co.nz ofice Harbour City or search Karen Smart
Latest news
www.nzhl.co.nz NZHL Home Loans & Insurance
Skills
- Budgeting & money coaching
- Construction & renovation loans
- Debt consolidation
- Health insurance
- Home loans
- Home, contents & vehicle
- Income protection
- KiwiSaver
- Life & trauma cover
- Refinancing & restructuring
An invitation
Contact me / set up a Rave - let's talk.