Bella Marotta

Who I help

I work with everyday New Zealanders across every stage of the property journey, from first home buyers to those purchasing an investment property, renovating, building, or taking on development lending. A lot of my clients are in their late 20s and 30s, in a strong position on paper, but haven't had anyone show them how to actually use that position to get into the market.

The problem I solve

Having a good income and a clean credit history doesn't automatically mean you know how to structure a mortgage, pay it off faster, or use your position to your advantage. I help clients understand the why behind their options, not just the what, so they can make informed decisions rather than just following the bank's lead. That means structuring their lending in a way that actually suits them, building in strategies to pay it down faster, and making sure that when the right property comes up, they're ready to move rather than scrambling to figure out the basics.

My point of difference

I'm not interested in a transactional, call-centre style process. I take the time to understand where someone's at and build a plan around their goals, not just their application. I hold a Bachelor of Business majoring in financial planning and advice along with Level 5 certificates across investments, mortgages, risk insurance and general insurance, and I'm currently studying toward becoming a certified financial planner. Four years in, I work best with people who are already doing the right things financially and just need the right guidance to make their next move.

About

I'm a financial adviser based in Northland, working with clients across New Zealand on their mortgage and lending needs. I work predominantly with young professionals in their late 20s and 30s who are in a strong financial position, good income, minimal debt, but haven't yet had anyone show them how to use that position to get ahead. I'm self-employed, contracting to Boost Brokers, and I hold a Bachelor of Business majoring in financial planning and advice along with Level 5 certificates across investments, mortgages, risk insurance and general insurance. I'm currently studying toward becoming a certified financial planner, and I'm in my fourth year in the industry.

Products and services

1. First home buyer lending, from working out what you can borrow through to settlement day 2. Investment property lending, for clients ready to grow beyond their first home 3. KiwiSaver advice to ensure you are with a strong provider and correct fund for your circumstances 4. Renovation and build lending, including construction and progress payment structures 5. Development lending for larger projects 6. Mortgage structuring, so your lending actually fits your goals rather than a one-size-fits-all approach 7. Strategies to pay off your mortgage faster, using the income and habits you already have 8. Financial education throughout the process, so you understand the why behind every decision, not just the what Everything is built around one idea: that good financial habits deserve a plan to match. If you're already doing the right things, my job is to make sure that effort actually gets you somewhere.

Why I am a member

To connect with like-minded professionals, share knowledge, and support each other’s growth — both in business and in life. Being surrounded by ambitious, inspiring women has not only helped me expand my network, but also encouraged me to show up with more confidence, purpose, and drive.

An offer for you

As a young, driven adviser with a fresh approach to finance, I’m here to make things simple, clear, and personal :)

Testimonials